Well, there is a webpage called the IVR Cheat Sheet, which lists the responses you need to provide to go directly to a human being to handle the issue that prompted you to call. As a 'service' to Daily Dissent readers, I'm sharing it now. It doesn't list every number out there (e.g. my credit union isn't on the list), but it has a lot of them and probably will have at least one that you do use. Check it out.